• drewdarko@kbin.social
      link
      fedilink
      arrow-up
      7
      arrow-down
      2
      ·
      1 year ago

      So don’t pay and make them work for it.

      With the labor shortage right now it would be expensive for loan collectors to hire enough workers to track down and force payments if people stop paying on a large scale.

      • wheeldawg@sh.itjust.works
        link
        fedilink
        arrow-up
        1
        ·
        1 year ago

        Not to mention none of those employees would care much about “getting them robbers” either. They’ll take whatever paycheck they can get and run.

    • Chozo@kbin.social
      link
      fedilink
      arrow-up
      4
      ·
      1 year ago

      Only for government-issued loans, I believe. Private loans won’t go into auto-garnishing unless you agree to it.

        • Chozo@kbin.social
          link
          fedilink
          arrow-up
          7
          arrow-down
          1
          ·
          1 year ago

          Collections can’t garnish without your permission. Only the government can force garnishments.

          Granted, the lender could sue you for the debt and garnishment could be part of the ruling. But you’ll probably know if you’ve gotten to that point.

          For what it’s worth, I never paid off my private loans, and they went to collections, but never garnished me. My federal loans did auto-garnish, though.