How does this work? You must stop working at “retirement age”? Or is that when your benefits kick in, meaning you must work until then?

Retirement is a financial position, not an age. In the US you can start withdrawing social security at age 62 (at a reduced amount/month). They consider 67 to be full retirement age, meaning you get the largest amount (per month) if you wait until then. A lot of people treat that as their retirement plan, so it ties an age to when you stop working.

Media Bias Fact Check | bot support