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Joined 1 year ago
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Cake day: July 20th, 2023

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  • Most people do.

    In 2019, there were approximately 22.8 billion credit, debit, and prepaid cards in use worldwide. This number is expected to reach 29.31 billion by 2023. The number of general purpose and private label debit cards increased 3.8% to 6.28 billion between 2019 and 2020. In 2021, the overall credit card in circulation reached 64 million. According to a Forbes Advisor survey from February 2023, 54% of consumers use a physical or virtual debit card and 36% of consumers use a physical or virtual credit card.

    And the vast majority of those not using them are not valuable as customers.
















  • You are delusional and will be left behind if that is your view point. The code is usually largely accurate only needing a few tweaks. Easily one of the most powerful scaffolding and learning tool I’ve used in 25 years. Our developers embracing it are more efficient then ever and passing static analysis, owasp scans, coding standards just fine if not better than cranky old devs who think they couldn’t possibly be helped by a dumb machine.


  • I have been laughed at and down voted every single fucking time I point out how woefully unprepared every fucking instance is.

    The free model is flawed and will be unsuccessful every fucking time there is any signs popular server. And users aren’t going to tolerate moving fucking servers every month.

    You think cloudflare is going to keep on protecting lemmy.world each week on their free/professional their? Enterprise starts at 20k a year before traffic, good luck raising that kind of yearly money on a hobby server.

    And then there is GDPR and CCPA all of which are ignored and clearly not being enforced just waiting for a lawsuit.

    Oh and I do I need to explain to you people the child porn reporting mechanisms that need to be in place?

    The only way if this bullshit is successful it’s if someone starts a no profit e.g Mozilla foundation and acts like a functioning adult running a business vs a 16 year old tinkering with Linux.

    Bring on the down votes and compium.