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Joined 11 months ago
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Cake day: August 17th, 2023

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  • The thing I don’t see anyone talking about is how you can either go in and tell your bank to no longer allow your account to go in the negative making it so your funds just stop and can’t spend more negating overdraft fees. Or, like I did go in and open a credit line specifically designed to withdraw when you overdraft. This also negates the fee. It does accrue interest like any credit if you are unable to pay it back when it’s due but still you don’t have overdraft fees. Like overdraft fees are just lazy people tax. Not even poor people tax cause it’s super easy to get them to go away. 🙄