Second the suggestion of credit unions, but to be clear they’re neither charities nor non-profits; they’re member co-ops, run for the benefit of members (instead of stockholders), in which each member gets one vote (instead of each share of stock having one vote).
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Bostrom…possessed one of those elusive, rather abstract personalities that perhaps lend credence to the simulation theory.
What a sick, understated burn
Selver lives