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Joined 1 year ago
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Cake day: October 11th, 2023

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  • Yup. We run two cars since we both commute for work but one is fully paid off and the other one is almost done. They payment for the first one is now going into a repair account for it and a down payment account.

    The reason we haven’t paid off the other car is because we had 0% financing. So the money going into the ally account is making us money vs the bank having it.

    We also have a gm card and both cars are gm. So we should have several thousands to redeem on that towards a new down payment.




  • I live in NJ and my last car before this had a 100mile round trip commute on it. Last I checked they salt the roads. I don’t do any maintenance on my car. I take it in for service at the dealer during the finance period and then a local shop near me for larger repairs. I take it to a valvoline for oil changes. Last car I retired needed a total of 6grand in repairs over its life that weren’t regular maintaine. That is why I said to take 20% of the payment and put it in a bank account for repairs. You should read another person’s posts before making a bunch of self serving assumptions to make your self feel better



  • The less well of typically do bot own thier own homes.

    More to the point people who rent in apartment complexes or own condos can’t just have a new breaker put in at thier condo or apartment complex. Some places have large parking lots and would require a lot of work to wire all the spaces woth thier own chargers. Also while it’s simple for you to get a 240v breaker put into your electrical box, what about an apartment complex that has a 100 cars ? It can require expensive work to support that much power drain and most people will commute during the day. That means all the load will happen after 6pm and before 9am.

    Also in the mean time what do you do of you don’t own your own home? Buy an ev and hope the complex you are renting at will put in a charger or two ? What about all the hoa fighting adding chargers and so on.

    Like I saod this will affect the less well off.