Pretty high, until someone from IDF finds them and shoots them

No they are just psychopaths.

ITT a breath of fresh air. I am not alone in having an interest in personal finance, and understanding the basics of it.

Most of my interactions on lemmy so far have been making me feel guilty (and downvoted) for saving some money like I was a dirty billionaire, and to invest in index funds, using capital to further oppress the masses.

In Australia, at least at the beginning, bnpl services managed to bypass all money lending regulations based on the fact that they don’t charge interest. I know that there were discussions about fixing that but haven’t been following the topic in a while.

Like the other person, I also assume you meant lenders, not borrowers. Lenders WANT people that are terrible with their finances. Visa makes very little with me paying off my credit card in full every month, just some merchant fees. On the other hand plenty of Australians are in constant credit card debt and pay something like 18-22% interest on the money they borrow.

Good on the Dutch government to try and control that.

We both know that stuff will never be used again!

I think the answer is in your first sentence, personal finance literacy. At least in my case reading about it, learning the basics (six months expenses emergency fund, pay credit cards in full every month, invest in ETFs…) and understand other people’s strategies is all it took. Hate to say it but I owe reddit one for all that knowledge.

Ah the person that complains they had to tap into their investments because you need to periodically get a new bed and redo your deck and can’t save money. Yes I got downvoted for providing basic personal finance recommendations there!

I think the problem is a combination of the things you mention, and the fact that society is just normalising stupid spending, waste of resources and spending everything you earn, if not more.

When on reddit, I was active on personal finance subs. The amount of people asking for suggestions on how to improve their budget that didn’t see anything wrong with 10-12 subscriptions for shows and music, on top of astronomic phone bills, eating out etc was crazy. At least they took the first step, wrote down their expenses, and were asking for help. The bed/deck guy was just pure madness.

Indeed, and once she deletes the bnpl app, she’ll use credit cards to buy useless shit like she prolly did before.

I think me and you have been successfully clickbaited though, the journalist looked for such an extreme example to cause outrage, have the article linked on various aggregations, and be discussed.

You are right, but you are going against the narrative of to this post, hence all the downvotes from the angry mob.

If you asked me who a prime time news anchor on 1980 would vote for, I would have no idea.

We are probably from different countries but I agree and interesting point.

Can’t say I disagree with your proposed treatment of Nazis. That said I wonder if you mistakenly replied to me instead of someone else? My point is that joining a cult for sense of belonging is not necessary, there are other ways to fulfill that need.

Before the Nazis Christianity was hijacked by the Spanish inquisition, and after the Nazis by pedo rings. I don’t see other organised religions performing much better either.

Sure, and yout point is?

I’m not convinced, sounds very much like when they say if you don’t follow religious morality, how can you have any morality at all.

There can be, and in many places there is, community, social life, sense of belonging and all that stuff outside of groups of lunatic happy clappers.

Find some volunteering group, you’ll get tradition, community and being part of something bigger, prolly not the music though. Where I am we are big into Emergency services, they are mostly run by volunteers but really you can find whatever works for you from animal shelters to helping people with personal finance if that’s your niche. , No need to waste time idolatring an imaginary friend that doesn’t reciprocate, you can do some actual good and feel good!

Thanks but no thanks

Omg such a waste of time that could have been spent scrolling through memes instead of trying to do the right thing.

Or you know, calling out sexism and racism for what they are. You are welcome to consume the “art” of these groups if you think so, apparently being outraged by it is a good indicator that the “artist” did a good job

You could say the same for Nazi cartoons then.

Art, uh?

It is a stupid point, and hardly art, but even you should be able to understand it by now if you read the other comments come on

LOL we are having the same convo in multiple posts. See my other longer reply, but as I mentioned there we are not murdering them, murder refers to human beings. And it’s not that if you say “butchering” or “slaughtering” it comes through as nothing, these words are pretty loaded with meaning, and they are the correct ones.