Can’t catch a break

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  • 21 Comments
Joined 1 year ago
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Cake day: October 12th, 2023

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  • The culture I grew up with valued this type of thing.

    Why did you miss work? A cold? If you’re not in the hospital and you’re not here, you are a slacker.

    It doesn’t help when you don’t have any more paid sick time and you need to keep paying the rent.

    It’s so infuriating that it feels like life is structured in such a way that it is difficult or impossible to recover from these types of things without exposing people to your own sickness.

    No excuses for people that are sick don’t stay home when they have the opportunity though.

    ETA: masking does definitely help though and I’m glad the culture doesn’t find it as unusual as before






  • I wish I knew that three years ago. I had a Perkins loan with Heartland ECSI. At the beginning of COVID, they kept screwing up how much I owed them. I would log in a few days before payment should have been due, and it said I owed them $0. So I thought this loan was on the same thing my Stafford loans were on, where I owed no payment temporarily due to COVID.

    I log in a few days later then it says I owe my normal payment + late fee and it says I am overdue. I call their customer service and I explain the situation. The lady seemed to not believe me. “No, it says you owe X amount. I would not have said 0.” Given that I caught this fast enough, if I paid it now it wouldn’t have affected my credit. I just paid the payment plus the small fee because I did not have the energy to fight due to dealing with the world’s crisis and my own added problems at home.

    The next month, I see that it says I owe nothing again. Well, maybe they finally got the student loan pause stuff figured out. Nope, same thing. Not knowing if I was just going nuts, and factoring in my intense burnout, I just paid off the whole thing. Fortunately it was not much, but enough that my savings for a down payment was wiped out. I really could have used that money but for a finance company to just screw up so badly on a simple thing I just did not want anything to do with them any more.



  • It’s a problem for those that cannot charge at home. My apartment complex will not install chargers and I have no easy way to run a charger myself.

    That’s not to say your point does not stand, but it’s still not a reality for folks like me quite yet. After my last car was totaled (RIP), I went with a hybrid. Pretty good fuel economy (35-45mpg in the city, 50-60 on the highway) and it hasn’t given me any issues so far.

    If I still need a car by the time this one bites the dust, then I would definitely consider if an EV would fit my needs.